COPYRIGHT, TRADEMARK AND DISCLAIMER NOTICES

The Quotit Web Site is an online information service provided by Quotit Corporation. Although the information is available to anyone, Quotit retains copyrights on all text and graphic images. Therefore, you may not (1) Distribute any of the contents (text or graphics) of this site without the express written permission of Quotit; (2) Include the information on your own server or in your own documents without Quotit's permission; (3) Modify or re-use the text or graphics located on Quotit's web site.

You may print copies of the information for your own personal use or store files on your own computer for your personal use only. Quotit Corporation reserves all other rights.

COPYRIGHT NOTICE

Copyright © Quotit Corporation 2000 - . All rights reserved.

TRADEMARKS

The Quotit Brand, the Quotit name and the Quotit logo are registered trademarks of Quotit Corporation. Quotit iPro, Quotit ePro, Quotit OES, Quotit XO, "Sell More With Our Technology", "World Class Insurance Websites", "eInsurance Power", "Do More With Our Technology", "The Leader In eInsurance Commerce" and "Sell More... Do More" are registered trademarks and/or service marks of the Quotit Corporation. The names of other companies and products mentioned herein may be the trademarks of their respective owners.

LINKS TO THIRD PARTY SITES

Some of the links in this area allow you to leave the Quotit Corporation Web Site. Linked sites are not under the control of the Quotit Corporation and Quotit is not responsible for the contents of any linked site. The links are provided for convenience only.

QUOTIT ONLINE PRIVACY STATEMENT

This Online Privacy Statement ("Privacy Statement") describes the privacy practices of Quotit Corporation ("we," "our" or "us") and the affiliated companies whose websites and mobile apps link to this Privacy Statement. This Privacy Statement explains the information we collect, why we collect it, how we use and share it, and the choices you can make regarding your information.

INFORMATION WE COLLECT AND HOW WE COLLECT IT

We collect personal and other information from business entities and their agents and employees that use our sites and services, which include the selected application services and application software for insurance agents to manage customer relationships and lead distribution. Personal information is information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked (directly or indirectly) with you. Other, non-personal information does not reveal an individual's identity such as information that has been de-identified or aggregated.

We collect personal information about you in several ways from several sources. If you are a business entity or agent who uses our software and services, we collect personal information about you when you sign up for services, subscribe to a membership or mailing list, set up an account with us, or activate a feature such as enrolling in our mobile app. We and service providers working on our behalf collect personal information from you such as IP address, browsing history and other internet activity information when you use one of our websites, mobile apps, view our emails or otherwise engage with us through a computer or mobile device ("Sites").

If you are a customer of an agent who uses our products and services, including Medicare beneficiaries working with an agent who uses our products, we may collect personal information about you from your agent or broker, as well as individuals in your household who may sign up for services on your behalf, such as a spouse or a parent. This information is used by your agent or broker to generate proposals and quotes through our system. We do not use or share this information for any purpose other than to fulfill requests made by your agent or as required by law.

We collect the following categories of personal information:

USE OF YOUR PERSONAL INFORMATION

We use your personal information for business purposes including to:

• Provide and maintain your services and products. We may use your personal information to provide or maintain your service, products, or membership including to set up a product or service or provide a product or service, maintain your account, complete a transaction, repair a product, or respond to your customer service requests or other inquiries. We may also collect information about other parties from you to carry out necessary services and/or requests, including listing beneficiaries on a potential policy. If you provide us personal information about others, or if others give us your personal information, we will use the information consistent with the reasons for which it was provided.
• Improve, develop, and analyze our Sites, services, and products. We use your personal information and other information to:
  • analyze, improve, develop, or deliver our Sites, products and services and develop new services, products or features using algorithms, analytics software, and other similar methods,
  • conduct actuarial or research studies to maintain, protect and develop our networks, services, and products and protect our customers, and
  • analyze how visitors use our Sites to improve the Sites and enhance and personalize your experience.

  We collect some information used for these purposes using analytics software, cookies, and other tracking technologies. For more information about the collection and use of this information, see Cookies and Other Tracking Technologies below.

• Communicate with you about your service or product. We may communicate with you about your product, service, account, or membership, provide you transaction confirmations, payment alerts or other service or product related messages via mail, email, or other available methods such as push notifications.
• Provide marketing communications. We may use your information to serve you ads or customized content online or through our mobile apps. Through our referral program, we may email or otherwise contact you if you have been referred by a friend who uses our products.
• Comply with legal requirements and protect safety and security of our business. We may use your personal information to comply with laws, regulations, or other legal obligations, to assist in an investigation, or to enforce terms and conditions. We may use your personal information to protect and defend our rights, network, Sites and other property and the rights of third parties including affiliates and customers. We may also use your personal information to prevent suspected fraud, threats to our network or other illegal activities, prevent misuse or for any other reason permitted by law.
• Update or correct our records. We may receive personal information about you from other sources, including publicly available databases or third parties from whom we have purchased data, and combine that personal information with other personal information we have about you to update our records. For example, we may obtain change of address information from public sources and use that personal information to update or correct your address.
• Find locations on request. Your location may be obtained from the mobile device or the network using your device's Global Positioning System (GPS) functionality or directly from you. We may use your location information to search for information including service providers in your state. If you do not want location information used, you can disable the GPS functionality on your mobile device.

We do not market any products or services to children or knowingly collect any information from children. Our website is not intended for children.

SHARING YOUR INFORMATION

We do not sell your personal information. We may share your personal information with our affiliates for business purposes consistent with the uses described in this Privacy Statement. We may also share personal information about you with third parties whenever you consent to or direct such disclosure or sharing. We strive to work with companies that share our commitment to privacy.

We may share any of the categories of personal information described above with service providers and other third parties for business purposes or as required or permitted by law including with:

• Companies involved in insurance and other business transactions: We share your personal information with companies such as insurance carriers that provide quotes for their products and services.
• Service providers: Personal information may be shared with service providers who perform services on our behalf for a business purpose including service providers that:
  • help complete transactions,
  • service your membership,
  • engage in credit reporting or payment processing,
  • provide marketing and advertising, email, or other communication services,
  • provide services that support our online activities including providing tracking technologies, web hosting and analytics,
  • provide tax and accounting, legal services, delivery, and data enhancement services,
  • provide technology services and enhance security, privacy, and fraud protections,
  • provide data analytics services or conduct research or actuarial studies, and
  • provide support to our operations.
• Third parties in connection with a business transaction: Personal information may be disclosed to third parties in connection with a corporate transaction, such as a merger, sale of any or all of our company assets or shares, reorganization, financing, change of control or acquisition of all or a portion of our business by an affiliate or third party, or in the event of a bankruptcy or similar proceedings.
• Law enforcement, regulators, and other parties for legal reasons: Personal information may be disclosed to third parties, as required by law or subpoena, or if we reasonably believe such action is necessary to:
  • comply with the law and the reasonable requests of regulators, law enforcement or other public authorities,
  • protect our or others safety, rights, or property, and
  • investigate fraud or to protect the security or integrity of our Sites or any product or services.

HOW LONG WE KEEP YOUR INFORMATION

We retain personal information in accordance with applicable laws or regulatory requirements and for as long as necessary to fulfill the purposes for which it was collected and to fulfill the business or commercial purposes that are explained in this Privacy Statement.

COOKIES AND OTHER TRACKING TECHNOLOGIES

Technologies and Information Collected: When you visit our Sites, we and our service providers automatically collect information about your use of and access to these Sites. We collect this information through a variety of tracking technologies, including cookies, Flash objects, web beacons (also called pixel tags), embedded scripts, location-identifying technologies, and similar technology (collectively, "tracking technologies"). Information we collect automatically about you may be combined with other personal information we collect directly. The information collected in this manner includes:

• The website from where you accessed the Site, where you went to when you left the Site, how frequently you visit the Sites, when and whether you open emails or click the links contained in emails, pages you visit on our Sites, the links you click and ads you view, or your location when you access our Sites,
• Information about the computer, tablet, smartphone or other device you use, such as your IP address, browser type, Internet service provider, platform type, device type/model/manufacturer, operating system, date and time stamp, a unique ID that allows us to uniquely identify your browser, mobile device or your account (including, e.g., a persistent device identifier or an Ad ID), and other similar information,
• Analytics information collected by us or via third party analytics tools, to help us measure traffic and usage trends for the Sites and to understand more about the demographics and behaviors of our users, and
• How often you use a mobile app, from where the app was downloaded, events that occur within the app, aggregated usage, and performance data.

Use of the information: The information collected through tracking technologies allows us to provide you with an improved, enhanced, and personalized customer experience, to monitor and improve our Sites and for other internal purposes such as:

• Remembering information so that you will not have to re-enter it during your visit or the next time you visit the Sites,
• Provide custom, personalized content and information,
• Identify and contact you across multiple devices,
• Provide and monitor the effectiveness of our Sites,
• Perform analytics and detect usage patterns on our Sites,
• Diagnose or fix technology problems,
• Detect or prevent fraud or other harmful activities, and
• Otherwise, to plan for and enhance our Sites.

Our service providers include Adobe and Google. To learn about Adobe Analytics privacy practices or to opt-out of cookies set to facilitate reporting, click here. To learn more about Google's privacy practices, click here. To access and use the Google Analytics Opt-out Browser Add-on, click here.

Your choices regarding cookies: If you prefer not to accept cookies, most browsers will allow you to manage cookies in your browser settings to disable or block cookies, remove existing cookies, automatically accept cookies or to notify you when you receive a cookie. Options available may vary by browser. However, if you disable, modify, or reject cookies, some parts or functionalities of our Site may be inaccessible or not function properly. For example, disabling cookies may require you to repeatedly enter information to take advantage of services or promotions.

PRIVACY RIGHTS AND CHOICES

Various federal and state laws provide privacy rights to consumers including the right to access, delete, or correct personal information, or the right to opt-out of receiving email marketing. These rights differ by state and also by the type of products and services you have with us.

OTHER PRIVACY CHOICES

Email Marketing Choices and Phone Calls: We may send you email marketing communications or phone calls about products, features and services that may be of interest to you. To opt out from receiving marketing and promotional communications from us, please click the unsubscribe link located at the bottom of each email or write to us at customer.service@quotit.com. If you opt out from receiving marketing communications, we may still contact you for non-marketing purposes, such as to provide information about your products or services, responses to your requests and inquiries, or notices of updates to terms and conditions or our privacy practices.

Data Requests: We collect information under the direction of the businesses and agents who use our products and services, and have no direct relationship with the customers of those businesses and agents whose personal data it processes. If you are a customer of a business or agent who uses our services and would no longer like to be contacted by them, please contact them directly.

If you would like to access, correct, or delete your data, you should direct your request to your agent, or to us at the following address: 3333 Michelson Drive, Suite 500, Irvine, CA 92612.

Users of our products and services have access and control of all personal information they enter on our Sites. To view, correct, or delete any personal information you have entered, sign on to your account. From there you can update or remove information and change your contact preferences. If you no longer require the services of our Sites and elect to delete your account, please contact us at customer.service@quotit.com and we will service this request on your behalf. Information will be retained as long as needed to comply with legal obligations, resolve disputes, and enforce our agreements.

SOCIAL MEDIA, LINKS AND EXTERNAL SITES

Links to other company's websites may be provided on our Sites as a convenience to you. If you choose to go to these external websites, you will be subject to the privacy practices of those external websites; we are not responsible for the privacy practices of those websites. We encourage you to be aware when you leave our Site to read the privacy policies or statements of every website you visit, as those privacy policies or statements may differ from ours. Our Privacy Statement applies solely to the Sites where this Privacy Statement appears.

SECURITY

Protecting your personal information is important to us. We use a combination of reasonable technical, administrative, and physical safeguards to protect your personal information, including SSL encryption and firewall-secure environments. However, no website, mobile application, database, or system is completely secure or "hacker proof." So, we cannot guarantee its absolute security. You are also responsible for taking reasonable steps to protect your personal information against unauthorized disclosure or misuse.

We limit access to your personal information to those who need it to do their jobs. We comply with all applicable federal and state data security laws.

CONTACT US

Please note that the privacy team cannot assist with policy-related requests. If you should have questions or concerns about our privacy practices, please contact us at info@quotit.com or 1-866-4-QUOTIT.

CHANGES TO OUR PRIVACY STATEMENT

We may periodically update or revise this Privacy Statement. The effective date at the top of the document shows when this Privacy Statement was last revised. We will let you know when we update the Privacy Statement by changing the date or other appropriate means.